HEALTH & RETIREMENT
Personalized To Fit Your Needs
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Offered Services
Navigating the complex world of insurance can be frustrating. We're here to make it easy and be a resource you can depend on year after year.
We inform seniors through our Medicare Educational Seminars that are found throughout Arizona and Nevada. If you are turning 65 and need help navigating the Medicare maze, we are your go-to insurance brokers. Along with our educational seminars, we also meet our clients individually. This is done either in person, over the phone, or by zoom meeting. We find the best Medicare insurance plan to fit your individual needs. Our favorite part of the job is being educators! Contact us today for a free one-on-one consultation, or with questions about availability and scheduling for our Medicare seminars.
Medicare Advantage
Medicare Advantage plans are new health care options that are part of the Medicare program. Coverage may include Medicare Part D prescription drug coverage as well as hospital, doctor, skilled nursing, and other medical services.
Medicare Supplement
A Medicare Supplement (Medigap) insurance, sold by private companies, can help pay some of the health care costs that Original Medicare doesn't cover, like copayments, coinsurance, and deductibles.
Medicare Part D
Medicare Part D is the federal government's prescription drug program that covers both brand-name and generic prescription drugs at participating pharmacies in your area.
Dental Insurance
Proper dental care can be an important component of our well being. Dental coverage of some kind can help you ensure the health of your teeth and gums.
Under 65 Insurance Plans
No one plans to get sick or hurt, but most people need medical care at some point. Health insurance covers these costs and protects you from very high expenses.
Critical Illness
If you are diagnosed with a covered illness like Cancer, Heart Attack, Stroke or Alzheimer’s disease, Critical Illness insurance typically pays a lump sum. Additionally, some policies may pay a monthly cash benefit.
Annuities/Safe Money
Financial products typically offered by insurance companies as a means of providing a steady income stream in retirement or for a specified period. They are contracts between an individual and an insurance company where the individual makes either a lump-sum payment or a series of payments in exchange for regular disbursements later on.
Long Term Care
Long-term care insurance is a type of insurance policy designed to help cover the costs associated with long-term care services. These services may include assistance with activities of daily living such as bathing, dressing, eating, toileting, transferring, and continence, as well as skilled nursing care and other types of care provided over an extended period.
Hospital Indemnity
Hospital indemnity insurance is a type of insurance coverage that provides financial protection against the costs associated with a hospital stay. It is designed to help policyholders pay for out-of-pocket expenses related to hospitalization that may not be covered by their primary health insurance plan.
What Our Customers Are Saying
Hear from customers like you.
Todd is very knowledgable and accessible. He listened to our needs and found a policy that is just what we need. He didn't push himself on us; just provided us with information and assistance and helped us to choose a plan that is best for us. We would recommend him to anyone in need of these services.
Dorothy F.
Excellent customer service. Todd patiently explained all aspects of Medicare and MC Supplements. He's been very helpful in navigating this new area for me.
Chuck S.
Todd is very knowledgeable about insurance products and is very patient answering any questions you have. He returns texts or phone calls promptly. He went above and beyond to research any questions I had.
Roxane D.
Todd helped me through this medicare process with excellent customer service and understanding with the right plans that was tailored to me. He stood out from the rest.
Ronnie R.
Todd was very knowledgeable, thorough and patient in explaining the different plans and benefits available and which one/s would best meet my needs. He is an individual who goes above and beyond in satisfying the client’s questions and concerns.
Deena C.
Todd is very knowledgeable, and very willing to help. He has made a confusing and difficult process so much easier for us. He has been very patient with our sometimes lack of understanding. Todd deserves a bonus!
Wanda F.
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